Services
Simple and Transparent Roth Conversion Guidance Backed by Real Data
A Roth Sherpa will help individuals and families avoid costly Roth conversion mistakes and make smarter decisions with their retirement money. No jargon. No product pushing. Just clear and customized guidance so you can retire with confidence and keep more of your money.
Personalized Roth Conversion Analysis
What You Get:
A data-backed review of whether Roth conversions make sense — and a custom strategy if they do.
Includes:
- Side by side comparisons with and without conversions
- Estimated impact on Medicare premiums and IRMAA
- Roth conversion recommendations only if it improves your long term plan
Why It Matters:
A smart Roth strategy can reduce taxes for decades. We help you avoid common mistakes and capture long-term benefits.
Complete
Retirement Plan
What You Get:
A fully personalized roadmap that helps you retire with confidence and control.
Includes:
- Retirement Readiness Charts
- Retirement Income Planning
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Why It Matters:
We turn your accounts into a living, breathing plan built around your life, your timeline, and your priorities.
Legacy
Strategy
What You Get:
A plan to transfer wealth on your terms with minimal tax drag and maximum impact.
Includes:
- Review of account types and their impact on heirs
- Comparison of Roth vs traditional account outcomes when inherited
- Guidance on when Roth conversions may or may not improve legacy outcomes
- Discussion of reinvestment strategies for heirs to keep inherited assets growing
Why It Matters:
Not all dollars are equal when passed on. In some cases, Roth assets provide flexibility and tax relief. In others, they create no clear advantage. We help you understand how your decisions today affect those you care about most.
Investment
Risk Analysis
What You Get:
A clear breakdown of whether your current investment strategy matches your actual retirement goals, timeline, and tolerance for risk with actionable guidance to rebalance if needed.
Includes:
- A risk score for your portfolio matched to your retirement income needs
- A full review of how your investments line up with your Roth strategy
- Strategic recommendations to reduce exposure and improve long term stability
Why It Matters:
Too much risk can wreck your retirement. Too little can leave you short. We help you find the right balance so your investments support, not sabotage, your plan.
Not Sure Where to Start?
Take 2 minutes to run your Roth numbers and get a free report.